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Understanding General Liability Insurance

Liability insurance is one of the world’s most popular types of insurance. This type of insurance can most often be purchased separately to your general insurance and is set in place in order to cover any losses or injury experienced by another person due to the fault of you, your vehicle or your business. Liability insurance is specifically designed to cover the other party’s losses, which makes it an affordable type of insurance to have. There are of course a variety of liability insurance policies available, including general liability insurance which is designed for businesses and not vehicles.

General liability insurance is designed to protect companies and enterprises from damage or injury claims from third parties. Simply put, liability insurance in general is set in place to protect a person or company from third party claims and law suits. It ensures that there are funds to settle any amounts due from accidents that may occur on your business premises or through the fault of your business or staff members. Being without liability insurance in the business world is taking on a huge and unnecessary risk.

When looking for liability insurance it is essential to discuss exactly what is covered, with the insurer. Making sure that the insurance team understands your business and its nature is vital to ensuring that you have exactly the right type of insurance in place. African Independent Brokers are a local insurance provider that has partnered with leading South African insurance companies in order to provide its clients with cost effective and reliable cover. When taking on liability insurance with this team you will be provided with 24 hour VIP client care services and access to a variety of value added services and discounts.

If you are looking for cost effective general liability insurance then take the time to contact African Independent and discuss your options with them today. They will ensure that you are protected against all third party claims from the moment you set your policy in place. Waste no more time – make that call today.

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Not insured with us? Get an insurance quote now to see for yourself what makes African Independent Brokers the best choice. We believe that our customers look to us for insurance with real added value as well as service that exceeds their expectations. You will be provided with up to 5 different quotes to suit your needs and budget!

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